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Harris County Down Payment Assistance

$14,200 first time home buyer grant for home buyers purchasing a home in Harris County outside of the city limits.

Housing Assistance Program “H.A.P.”

$19,500 first time home buyer grant for home buyers purchasing a home in the City of Houston whose income is at or below 80% area median income.

Houston HOPE Program

$30,000 first time home buyer grant for home buyers purchasing a home in one of many Houston Historic communities.

Workforce Housing Program

$30,000 first time home buyer grant for home buyers purchasing a home in the City of Houston whose income is at 80% - 110% of area median income.

HOME OF YOUR OWN "HOYO"

Montgomery County

$14,500 first time home buyer grant for home buyers purchasing a new home in Montgomery County outside the city limits of Conroe.

City of Pasadena “SETH”

$5,000 first time home buyer grant for home buyers purchasing a home in the City of Pasadena.

SETH Single Family Bond

Southeast Texas first time home buyers can qualify for 3% down payment assistance with a fixed 5.25% mortgage rate towards the purchase of their first home. Areas include: Austin, Brazoria, Chambers, Liberty, Matagorda, Waller, Walker & Wharton and the cities of: Baytown, Deer Park, Dickinson, La Marque, La Porte, League City, Pasadena, Santa Fe, Shoreacres, Texas City and Tomball.

Mortgage Credit Certificate Program “MCC”

First time home buyers can receive an IRS Tax Credit up to $2,000 every year for the life of your home loan.

Texas Veteran’s Mortgage Credit Program

Military Veterans with an Honorable Discharge can now qualify up to $2,000 IRS Tax Credit every year for the life of their home mortgage. NO first time home buyer requirement!

Texas State Bond 77

Texas first time home buyers are now receiving 4% Down payment Assistance with a fixed 5.10% mortgage rate towards the purchase of their first home.

USDA Home Loan Program

No Money down home loan for first time home buyers purchasing a home in a Rural Area. Rural areas are normally considers small towns and cities with a population less than 250,000 residents, ie.. Crosby, El Campo, Fresno, Fulshear, Kendleton, Needville, Wharton, Wallis…

Texas Veterans Land Board

Texas Veterans can qualify for up to 1% reduction in mortgage interest rate through the Texas Veteran’s Land Board. Reduced rate for service members with 30% or greater compensation service connected disability.