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City of Houston HOPE Program

Down Payment Assistance Programs Houston

Down Payment Assistance Programs Houston

City of Houston HOPE Program

Down Payment Assistance Program Guidelines

The Houston hope is the initiative of the City of Houston to reinvest in some of the Historic neighborhoods of Houston through a combination of activities which are stabilized and providing support for locally-led community creating activities. The aim of Houston HOPE is to create strong neighborhoods that meet the requirements of the current residents and are enticing to returning and new families.


Live in one of Houston’s most established neighborhoods in your own home


Up to $30,000 qualification to purchase your own home.

Local area builders and Houston HOPE partners provide homes in various types of floor plans with amenities that are energy efficient.

Who Qualifies

There is possibility of qualifying for up to $30,000 in assistance for downpayment

  • Someone who is not a current property owner
  • Someone with the ability to get a mortgage loan
  • For added prerequisites visit

Household income and family size falls at or below:

Family Size 80% of the Area Median Income 110% of Houston’s Median Income
1 $37,450 $50,820
2 $42,800 $58,080
3 $48,150 $65,340
4 $53,500 $72,600
5 $57,800 $78,430
6 $62,100 $84,260
7 $66,350 $90,090
8 $70,650 $95,920

 Down Payment Assistance Programs Houston

Houston Homebuyer Assistance

The HHA or Houston Homebuyer Assistance is administered by The City of Houston Housing and Community Development Department. Applicants who are qualified may get funding assistance for closing costs, down payment and prepaid assistance merged with education and counseling about the process of home buying.

The income chart and requirements outlined below should be referred to for more information.

[1] – Houston HOPE
[2] – Workforce Housing

Houston Homebuyer Assistance

[1] [2]
Assistance fir Downpayment available up to: $30K $30K
The combination of the family income (includes all members of household) must be at or below 80% of the area median income 80% to 110% of the area median income
An 8-hour homebuyer education course must be completed (classroom) from any participating HUD-approved Housing Counselling Agency Yes Yes
Highest sales price $200K $150K
Must have an  investment of  at least $500 in the home buying transaction Yes Yes
For assistance to be forgiven, Must live in home for at least 10 years Yes Yes
Property must be located in Houston HOPE areas or any area/neighborhood designated by the Mayor of Houston for revitalization. See maps at Yes Yes
Mortgage loan must be processed through one of the Authorized Lending Partners listed at Yes Yes

Down Payment Assistance Programs Houston

Disclaimer: This can be changed without notice. To verify the current requirements and funding available, Please call us to help you with your homebuyer need.


Utilize the contact form to the right to Contact a Houston mortgage DPA specialist or call us.

Down Payment Assistance Programs Houston

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