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    City of Houston HOPE Program

    Down Payment Assistance Programs Houston

    Down Payment Assistance Programs Houston

    City of Houston HOPE Program

    Down Payment Assistance Program Guidelines

    The Houston hope is the initiative of the City of Houston to reinvest in some of the Historic neighborhoods of Houston through a combination of activities which are stabilized and providing support for locally-led community creating activities. The aim of Houston HOPE is to create strong neighborhoods that meet the requirements of the current residents and are enticing to returning and new families.


    Live in one of Houston’s most established neighborhoods in your own home


    Up to $30,000 qualification to purchase your own home.

    Local area builders and Houston HOPE partners provide homes in various types of floor plans with amenities that are energy efficient.

    Who Qualifies

    There is possibility of qualifying for up to $30,000 in assistance for downpayment

    • Someone who is not a current property owner
    • Someone with the ability to get a mortgage loan
    • For added prerequisites visit

    Household income and family size falls at or below:

    Family Size 80% of the Area Median Income 110% of Houston’s Median Income
    1 $37,450 $50,820
    2 $42,800 $58,080
    3 $48,150 $65,340
    4 $53,500 $72,600
    5 $57,800 $78,430
    6 $62,100 $84,260
    7 $66,350 $90,090
    8 $70,650 $95,920

     Down Payment Assistance Programs Houston

    Houston Homebuyer Assistance

    The HHA or Houston Homebuyer Assistance is administered by The City of Houston Housing and Community Development Department. Applicants who are qualified may get funding assistance for closing costs, down payment and prepaid assistance merged with education and counseling about the process of home buying.

    The income chart and requirements outlined below should be referred to for more information.

    [1] – Houston HOPE
    [2] – Workforce Housing

    Houston Homebuyer Assistance

    [1] [2]
    Assistance fir Downpayment available up to: $30K $30K
    The combination of the family income (includes all members of household) must be at or below 80% of the area median income 80% to 110% of the area median income
    An 8-hour homebuyer education course must be completed (classroom) from any participating HUD-approved Housing Counselling Agency Yes Yes
    Highest sales price $200K $150K
    Must have an  investment of  at least $500 in the home buying transaction Yes Yes
    For assistance to be forgiven, Must live in home for at least 10 years Yes Yes
    Property must be located in Houston HOPE areas or any area/neighborhood designated by the Mayor of Houston for revitalization. See maps at Yes Yes
    Mortgage loan must be processed through one of the Authorized Lending Partners listed at Yes Yes

    Down Payment Assistance Programs Houston

    Disclaimer: This can be changed without notice. To verify the current requirements and funding available, Please call us to help you with your homebuyer need.


    Utilize the contact form to the right to Contact a Houston mortgage DPA specialist or call us.

    Down Payment Assistance Programs Houston

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