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Keys to Buying a Luxury Home in McKinney, Texas

McKinney, Texas is part of the Dallas-Fort Worth Metroplex located 32 miles north of Dallas. In 2014, Money Magazine ranked McKinney as the “Best Place to Live” in America. With a population of nearly 180,000, McKinney is one of the fastest growing cities in the country.

McKinney also has multiple options available if you are looking for a luxury home. Here are helpful some tips to take you from the beginning of the process, past the possible disappointments, to ultimate joy of the final purchase.

Getting Started

Before you begin your search for a luxury home in McKinney you should put together a team of individuals you trust to help with the process. Interview real estate agents to find one with whom you are comfortable.

Ask a trusted friend to be a sounding board as you navigate the process and come close to deciding. Friends often know us well enough to be honest about decisions we are about to make.

Know What You Want

Be clear and specific when you discuss your goals with your agent. It does no good to look at properties that won’t fit your needs and desires.

Learn the process

To protect the privacy of the seller, luxury homes are not always listed. Working with a local agent with extensive knowledge of the area can be quite an advantage. Often, he will be aware of any unlisted luxury homes for sale or may have a personal connection outside the usual listing services.

Trust your agent to find what you are looking for and don’t be dissuaded by photos of the property. Many large homes don’t photograph well so a quick search on Google Earth will show the property and surrounding area.

Get Title Insurance

With an investment this size, you don’t want to take any chances on the unknown. Title insurance will protect you from any issues possibly overlooked during the title search.

Identify Motivated Sellers

Use the listing history looking for properties that have been on the market for three months or more with no change in the price. Homes that are priced right don’t last much more than two weeks.

Sellers of homes that have been on the market for a few to several months may have misjudged the true value of their property. Your agent may be able to check into the seller’s “situation” to get an idea

Negotiate

There is always wiggle room on the listed price of luxury homes. Even though they may have “one-of-a-kind” features you can still negotiate. Take your time, check the comps and then make a legitimate, straightforward offer.

Get Everything Writing

From the beginning to the end of the home buying process you need to get everything in writing. Don’t be afraid to ask for even the smallest detail to be written down. This is a huge commitment you are making so you have every right to documentation.

With all the scrutiny you will experience as you proceed to buy a luxury home, it pays to be diligent about everything including documenting of your income and expenses accurately.

Attend a FREE Home Buyer Seminar, click on this link.

First Time Home Buyers — must read.

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