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Make Sure You Keep These Eight Real Estate Documents

When you’re buying a home in San Antonio, you’ll end up seeing and acquiring many documents along the way. The real estate involves everything from the deed to the house to simple agreement documents. There are many that will come your way but there are certain ones that you’ll want to make sure you don’t lose track of.

Keeping these eight documents will ensure a smoother process for you when it comes to the purchase and if you plan to sell someday. Here are the eight real estate documents you should make sure you keep.

Seller Disclosures

When you’re shopping for a home this year, you’re going to come across a seller disclosure in which the seller must document any issues with the home relevant to its value. For example, if the home has a pest infestation or used lead-based paint, this is something you’ll need to know. If you were to have a major issue with your home at some point, you would need this document in the event that you would need to file a lawsuit.

Purchase Agreement

The purchase agreement is the contract that both you and the seller sign saying what were the terms of the deal. This document will contain things like your closing date, your purchase price, and more. This is important to keep because if someone doesn’t hold up their end of the deal, you’ll have this purchase agreement to show you had a contract in place saying that everyone agreed to this.

Buyer’s Agent Agreement

At the beginning of the home search is when you’ll come across the buyer’s agent agreement. This is the contract between you and a brokerage when you’ve selected a real estate agent to work with. The contract will lay out the details of the arrangement, from who is paying the commission to the duration of the contract. Keep this in case you ever have an issue with your agent during the transaction.

Home Inspection

You’ve decided on the home of your dreams and now a home inspection is taking place. The inspector is going to give you a detailed report to show you what the condition of the home is and the potential problems that they could discover. Keep this document in case you need to make repairs on the property someday.


If there are amendments or riders that alter the terms of your purchase agreement, be sure to hang on to those. If the seller doesn’t complete repairs that were in the addendum, you would have these documents to prove it was required.

Title Insurance Policy

Next, hang on to that title insurance policy in case another party tries to claim your new property. This is there to protect you against a competing claim to the home, like a lien against the property or a fraud signature.

Closing Disclosure

When you prepare to close, your mortgage provider is going to outline the details of the agreement. You’ll need this for tax time since it contains the loan type, the term, the interest, and closing costs. You’ll receive it a few days before settlement.

The Deed

Lastly, keep your property deed safe now that you’re a homeowner. When the house is yours, you’ll have this document showing your ownership. It’s going to be mailed to you after the title transfer gets recorded with the county. It’s the only way to show you are the legal owner of the home.

While you may be tempted to throw some of this paperwork away after you close, be sure to hang on to it. These eight real estate documents are important during the process and afterward, to protect you and your new investment.

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